Our Approach To Dental Insurance

Dr. Amie Rockow-Nelson has chosen to be an out-of-network, fee-for-service provider so treatment decisions can be guided by your oral health needs rather than insurance restrictions. At Ames Center for Cosmetic & Family Dentistry, we are committed to using advanced technology, quality materials, and proven techniques to provide personalized care and help you achieve the best possible outcomes.

Maximizing Your Insurance Benefits

Although Ames Center for Cosmetic & Family Dentistry is an out-of-network, fee-for-service practice, we are committed to helping you maximize your available dental benefits. Our team will gladly submit claims on your behalf and provide the necessary documentation to help you receive any eligible reimbursement from your insurance provider.

We are always happy to answer questions and help you better understand how your benefits may apply to your treatment.

Or Call (515) 956-3700

Flexible Payment Options And Financing

We want to ensure that financial considerations do not prevent you from receiving the care you need. At our Ames dental office, we accept all major credit cards and partner with third-party financing providers to help make comprehensive treatment plans more convenient and manageable.

CareCredit Dental Financing

We proudly accept CareCredit® to help make dental care more accessible and manageable. For qualifying patients, CareCredit offers flexible financing options that can break treatment costs into convenient monthly payments, making it easier to move forward with the care you need.

CareCredit logo

Pre-Payment Courtesy Discounts

As a thank you for choosing our practice, we offer courtesy discounts for patients who pay for their treatment in advance. We value the trust you place in our team and are grateful for the opportunity to support your long-term oral health.

  • 5% Courtesy Discount For Cash Or Check Payments Made At Least One Week In Advance
  • 3% Courtesy Discount For Credit Card Payments Made At Least One Week In Advance

Frequently Asked Questions

Financial Matters FAQs

Financial Matters FAQs

Still Have Questions? Call Us Today!

Will My Insurance Cover My Dental Care?

Dental insurance is designed to help offset the cost of care, but it rarely covers the full cost of treatment. In fact, many annual maximums have remained largely unchanged for decades despite rising healthcare costs. At Ames Center for Cosmetic & Family Dentistry, we encourage patients to focus on the care they need rather than the limitations of their insurance benefits. Our team is always happy to help you understand your coverage and explore available payment options.

Absolutely. At Ames Center for Cosmetic & Family Dentistry, we believe patients should have a clear understanding of their treatment options and associated costs before making any decisions. During your consultation, our team will review your treatment plan, discuss any available insurance benefits, explain financing options, and provide a detailed estimate so you can move forward with confidence and without surprises.

Schedule Your Dental Visit Today

We look forward to welcoming you to Ames Center for Cosmetic & Family Dentistry. Our fee-for-service approach allows us to focus on personalized care, comprehensive treatment planning, and your long-term oral health goals. Contact our team today to schedule your complimentary consultation or routine visit.

Or Call (515) 956-3700

REAL PATIENT EXPERIENCES

Curious What Our
Patients Have to Say?

Curious What Our
Patients Have to Say?

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Pamela M.

I love the personal touch! It is more like a ‘catching up with life’! The relaxing hot wax treatment on the hands is a terrific touch! The service is very professional and thorough, as well. This office is wonderful!
Pamela M.
Ames, Iowa

Celeste M.

It was so cool’ I’ve never been to a dentist where it seemed like a spa day! Dr. Amie and her staff are exceptional! Highly recommend!!
Celeste M.
Ames, Iowa

Sierra J.

I have been going to Ames Center For Cosmetic & Family Dentistry for many years. Since the first visit, the quality of care and compassion is truly evident. Dr. Amie and her team are seriously the best! The reception staff are always so friendly and very helpful. I am so grateful to have such a wonderful team be apart of my care. In addition to routine cleanings, Dr. Amie was able to help me when one of my bonded retainers started becoming loose. They always go above and beyond for their patients. I would highly recommend this place for anyone needing dental care, you will be in the best hands. Thank you for all you do!
Sierra J.
Ames, Iowa

Everts F.

Great staff, friendly, knowledgeable.
Efficient. Today Anna helped me get my Invisalign checkup at same time as my cleaning so I could skip a month off check-ins, especially helpful since I planned to be out of state. I didn’t bring it up though. She noticed it when looking to book my next appt and suggested it to Amie. Amie was able to work that into her day and I still had time for a paraffin wax for my hands. Very friendly staff who work together as a team and make sure you know your plan and what to expect at future appts. Thank you all for the great care!!
Everts F.
Ames, Iowa

Robin S.

I always enjoy going into the office. EVERYONE is so nice. I learned about Dr. Amie because I needed an appliance made for my sleep apnea; which is far better than putting one of those apparatuses around my head and having air forced down my nose. The appliance is by far, a better choice. Dr. Amie knows her stuff. She has been great through the whole process and it is working well.
Robin S.
Ames, Iowa

Ronald S.

I can truthfully say that I enjoy going to the dentist at Ames Center For Cosmetic and Family Dentistry! Everyone is so friendly and welcoming, as well as professional, knowledgeable, and highly competent! They explain everything and take the time to answer all your questions! Seeing Dr. Amie and her staff is a great experience!
Ronald S.
Ames, Iowa
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